Ruyi wallet aims to bridge the gap between CeFi and DeFi. This hybrid one-stop-shop cryptocurrency wallet can be used for billing, utilities, point of sale, payroll, remittance, messaging, and C2C transactions. It eliminates the need for multiple transfers of digital assets, reducing transaction fees, avoiding potential errors, and blocking security risks. Say goodbye to unnecessary, hard-to-use applications that waste time. Ruyi solves all of that with a hassle-free, seamless, secure, and user-friendly wallet.