Hammer Finance is a settlement layer that enables swaps between different Networks. It is secured by its native token, HAMMER, which accrues value as more assets are deposited into the network. Anyone can utilize Hammer Finance to swap native assets between supported chains or deposit assets to earn yield from swaps. Hammer Finance facilitates native cross-chain swaps without the need for wrapped or pegged assets. Users are not required to have HAMMER to pay for transactions, only a transaction on the first chain is needed.