The GROM coin was created to address the issues related to cryptoassets. It aims to provide effective insurance for cryptoassets and protect cryptoinvestors from risks. Additionally, it helps cryptoinvestors safeguard themselves from reactionary policies of certain states while ensuring the anonymity of their crypto operations. Moreover, GROM incorporates mechanisms to facilitate anonymous lending to cryptocurrency market players using USDT stablecoins. This enables crypto investors to maximize the utilization of their capital.