The Fringe Finance platform aims to unlock the capital in speculative cryptocurrency assets by offering loans collateralized by these assets. This allows holders of these assets to utilize them productively instead of waiting for their price to appreciate.

Additionally, Fringe Finance accepts smaller altcoin assets as collateral for stablecoin loans. Despite the higher volatility of these altcoins compared to larger, more popular coins, the platform employs various borrowing parameters and mechanisms to ensure stability and financial protection.