SappChat (APP) is the worlds first Decentralized Messaging App with integrated Decentralized Banking powered by Blockchain and Artificial Intelligence Technology. Its mission is to connect people around the world personally, financially, privately, and securely. SappChat offers a complete, safe, and private ecosystem for mobile communications and operations. It fully implements Blockchain technology and bullet-proof encryption to ensure the complete privacy of users. The SappChat application is a game-changer in the use of mobile messaging and financial operations for users, aiming to return control over personal data and privacy to each individual worldwide.